Why endorsement matters
Endorsement can change how a quote, declaration page, or claim payment should be read. In practical terms, it is about a policy change adding, removing, or modifying coverage.
How to check it
- Where does this appear in the policy or declarations page?
- Is it included, excluded, or added by endorsement?
- Does a separate limit or deductible apply?
- Could state or carrier wording change the answer?