Glossary

Master Policy

condo association insurance policy

Why master policy matters

Master Policy can change how a quote, declaration page, or claim payment should be read. In practical terms, it is about condo association insurance policy.

How to check it

  • Does the association policy or the unit policy respond first?
  • Is the deductible paid by the association or assessed to owners?
  • Do bylaws define walls-in responsibility?
  • Is the lender asking for a specific HO-6 limit?