Why wind hail deductible matters
Wind Hail Deductible can change how a quote, declaration page, or claim payment should be read. In practical terms, it is about a separate deductible for wind or hail losses.
How to check it
- Is the amount flat, percentage-based, or tied to a specific peril?
- Where does it appear on the declarations page?
- Does changing it affect only price or also claim outcome?
- Can the carrier change it at renewal?