What to write down first
- Condo master policy certificate.
- Association deductible and bylaws.
- Interior improvements and betterments.
- Loss assessment and water backup limits.
Before you compare quotes
| Step | Why |
|---|---|
| Read the master policy | HO-6 limits depend on where association coverage stops. |
| Check lender requirements | Closing can require specific HO-6 evidence. |
| List upgrades | Betterments may need a separate limit. |
| Review loss assessment | Association deductibles can be large. |