Worksheet

FAIR Plan Prep Checklist

Use this worksheet to organize last-resort coverage questions. It is a planning aid and not a quote form.

Worksheet inputs

  • Property address and occupancy.
  • Year built, roof age, and major updates.
  • Current limits, deductibles, and settlement basis.
  • Endorsements tied to the risk being compared.

How to use the worksheet

StepWhy
Write the exact limitSmall wording changes can affect quote comparison.
Mark deductible typeFlat and percentage deductibles are easy to confuse.
Ask what is excludedFlood, earthquake, vacancy, and business use need review.
Save the sourceReceipts, permits, and photos support underwriting answers.