What to write down first
- Flood zone or lender flood determination.
- Sump pump, backflow valve, and leak sensor details.
- Water backup limit and deductible.
- Prior water-loss dates and repair records.
How to use the worksheet
| Step | Why |
|---|---|
| Separate flood from backup | The coverage path is different. |
| List basement finish | Finished space can change exposure. |
| Note elevation facts | Flood quotes often depend on elevation details. |
| Keep mitigation receipts | They may support underwriting answers. |