Worksheet inputs
- Lease status and occupancy dates.
- Named insured and ownership entity.
- Photos of liability hazards.
- Loss-of-rent and vandalism wording.
How to use the worksheet
| Step | Why |
|---|---|
| Confirm tenant use | Long-term, vacant, and short-term rental uses rate differently. |
| Match named insured | LLC or trust ownership should be handled carefully. |
| Document premises hazards | Stairs, railings, pools, and sidewalks matter. |
| Ask about rent loss | It may not be included automatically. |