Worksheet inputs
- Roof year, material, and last repair date.
- Photos from each slope where possible.
- Wind or hail deductible shown on the declarations page.
- Mitigation forms, permits, and contractor invoices.
How to use the worksheet
| Step | Why |
|---|---|
| Record the roof source | A permit or invoice is stronger than a guess. |
| Mark cosmetic damage wording | Some policies limit appearance-only hail damage. |
| Save before photos | They help separate old wear from a new loss. |
| Check inspection timing | Post-bind inspections can change eligibility. |